WolframAlpha

Online Loan Calculator

Perform simple loan calculations with Wolfram|Alpha

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Loan amount:
Loan period:
Annual percentage rate:

Quick, flexible computation of loan costs

Wolfram|Alpha can quickly and easily calculate monthly payments and interest costs associated with simple loans of any length or amount. You can calculate payoff times and total interest payments, and dynamically compute the effects of different interest rates or payment intervals.

Loan results with plots, payments, totals and answers

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Tips for entering queries

Enter your queries using plain English. Your input can include complete details about loan amounts, down payments and other variables, or you can add, remove and modify values and parameters using a simple form interface.

Loan basics

Wolfram|Alpha can compute monthly payments, effective interest rates and total interest paid over the life of a basic loan of any size or length—whether you're calculating a personal, student or business loan or a loan for a car, boat or other major purchase.

The simplest loan calculation requires only a total loan amount, a loan period and the annual percentage rate of interest on the loan. From these variables, Wolfram|Alpha can generate a custom report showing useful summary information about the loan period and overall costs. Loan calculations can be performed in any currency, and for any period or payment interval.